Refer a friend and earn a bonus
Did you know you can earn cash by introducing friends to the world of mobile banking? Here is why it pays to recommend Apex Unity:
- Get up to €1,500 paid directly into your bank account
- An Apex Unity account is all you need to get started
- Sharing your referral link is easy and straightforward
- Enjoy innovative banking together with your loved ones
Refer a friend in 4 simple steps
1. Share your link in seconds. Open your Apex Unity app and go to ‘My account’ > ‘Useful actions’ > ‘Invite your friends’ to share your unique link via WhatsApp, email, and more. 2. Your friends open a brand new Apex Unity account. Your friends can use your referral link to open an Apex Unity bank account — it only takes a few minutes! 3. Get your bonus deposited into your Apex Unity account. Once your friends have opened their account and made their first transaction, we’ll transfer your referral bonus. 4. Invite more friends and earn extra cash. You can share your invite link with multiple friends — and get up to €1,500 in referral bonuses.8 minutes
to open a bank account
Deposit protection
of up to €100,000
A full banking license
since 2016
Customer support
7 days a week
No Apex Unity bank account yet? Open yours now to refer a friend!
Ready for better banking with innovative features that will simplify your life? With an Apex Unity bank account, you can manage your money anytime, anywhere. The Apex Unity app is beautifully simple and offers handy features built with you in mind — from sub-accounts to instant transfers to comprehensive insurance. Want to manage your money together with others or send money in a flash? Discover Shared Spaces, MoneyBeam, and much more with your 100% mobile bank.
Open Apex Unity account
Love shared banking? Discover Shared Spaces!
Are you and your partner saving up for a dream purchase or special vacation Or are you managing shared household bills with your flatmates? Good news — Shared Spaces makes it easier than ever to manage money with partners, family, and friends. Create a Space with just a few taps and invite up to 10 other Apex Unity users to your shared sub-account.
Send and receive money in an instant
Sharing is caring, but personal bank details are better kept secret. MoneyBeam lets you instantly transfer and receive money right from your Apex Unity contacts list. And because pictures speak louder than words, you can also send a matching GIF along with your reference. This way, you can pay your friend back for that dinner within seconds, while putting a smile on their face.
Descubrir la tarjeta Mastercard
Splitting expenses just got easier
A night out with friends is a blast, but dealing with the “who-ate-what” portion of the evening certainly isn’t. But with Apex Unity’s Split the Bill feature, you can ease the tension with just a few taps in your Apex Unity app. Simply pay with your Apex Unity card, open your app, and add everyone you want to split the bill with. Do an even or custom split, and send out your money requests — it’s that simple!
Split the bill
Open your 100% digital bank account in minutes
Discover the future of banking with Apex Unity. Check out our plans and find the one that’s right for you. Looking for a free bank account? Then try Apex Unity Standard. Or maybe you’re on the lookout for a premium bank account with innovative features that help you save and budget? If so, Apex Unity Smart might be for you. Open your Apex Unity bank account in minutes right from your smartphone — no paperwork needed.Invite friends and family members to Apex Unity by opening your Apex Unity app and tapping on ‘My account’ in the top right corner. Then scroll down to ‘Useful actions’ and select ‘Invite your friends.’ Simply tap ‘Share invite link’ to share it with your friends.
The bonus for a customer referral can vary, which is why we cannot mention a specific amount here. You can always see how much you can earn by heading to the Friend referrals section in the ‘Explore’ tab of your Apex Unity app.
Once you've successfully opened an Apex Unity account and made a transaction greater than the bonus value, you'll be paid directly into your Apex Unity account. Keep in mind that the reward process could take up to 60 days.
Once your friends have successfully opened an Apex Unity account and made at least one transaction that’s greater than the bonus value, you'll get your referral bonus deposited right into your Apex Unity account. This process can take up to 60 days.
Referral links don’t expire and can be used anytime. Friend referrals which are initiated, but not complete after one year will be canceled. You can find more info here in the Terms and Conditions.
If you’d like to invite multiple friends to join Apex Unity, we have good news — you can receive up to €1,500 in total with the ‘refer-a-friend’ program at Apex Unity.
Please note: If you earn more than €256 in a calendar year with customer referral programs, this income is taxable.
You can check the status of your referral at any time in your mobile Apex Unity app or the web app. Just head to the ‘Explore’ tab where you’ll find the ‘refer-a-friend’ section.
The Terms and Conditions of Apex Unity's ‘refer-a-friend’ program may vary. In your Apex Unity app you can find more information about the conditions that currently apply. Simply go to ‘My account’ > ‘Useful actions’ > ‘Invite your friends’ to see the details.
You can find the Terms and Conditions here.
Visit our Support Center to find answers to frequently asked questions. Wondering why you haven't received your bonus yet? Then check out our Support Center article with the most common reasons why. For more information on customer referrals, see our Terms and Conditions.
If you still need help, you can also reach out to our customer support team — we're here for you 7 days a week via the live chat in your Apex Unity app.