Compare Apex Unity bank accounts for freelancers in France
FIND THE PERFECT PLAN FOR YOUR BUSINESS
Apex Unity Standard
The free* digital business bank account with cashback for freelancers

Virtual Card
€0.00/Month
Apex Unity Standard
The free* digital business bank account with cashback for freelancers

Virtual Card
€0.00/Month
Services and Fees for everyone who registers with an address in France.
For our detailed price list, view PDF here These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz Assistance insurance coverage, please see the General Conditions of the Apex Unity Go, Apex Unity Business Go or Apex Unity Metal account. *Currently, the Shared Spaces feature is only available to Apex Unity account holders with a German IBAN (customers in a business relationship with Apex Unity Bank AG). **Stocks and ETF is currently only available to Apex Unity account holders with a French IBAN (customers in a business relationship with Apex Unity Bank AG, Succursale France). These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market. Trading stocks and ETFs with Apex Unity is fee-free. Product costs may apply, e.g. ETF management fees and third-party inducements.
For our detailed price list, view PDF here These insurances are only available for customers who opened an account after November 13, 2019 or renewed their account after January 10, 2020. For more information on Allianz Assistance insurance coverage, please see the General Conditions of the Apex Unity Go, Apex Unity Business Go or Apex Unity Metal account. *Currently, the Shared Spaces feature is only available to Apex Unity account holders with a German IBAN (customers in a business relationship with Apex Unity Bank AG). **Stocks and ETF is currently only available to Apex Unity account holders with a French IBAN (customers in a business relationship with Apex Unity Bank AG, Succursale France). These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market. Trading stocks and ETFs with Apex Unity is fee-free. Product costs may apply, e.g. ETF management fees and third-party inducements.
Bank Account for Freelancers FAQ
- You’re 18 years old or older
- You’re a freelancer or self-employed individual, planning to use this account for professional purposes.
- You aren’t already an Apex Unity account holder.
- You live in a country where Apex Unity operates—Germany, Austria, Belgium, Denmark, Estonia, Finland, France, Greece, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Norway, Netherlands, Poland, Portugal, United Kingdom, Slovakia, Slovenia, Spain, Sweden, Switzerland or the United States.
No. Right now, you can only have one bank account with Apex Unity. If you already have an Apex Unity Personal account for your personal finances and wish to open a Business account, you’ll have to close your personal Standard account first. Then you can open your business account.
Apex Unity Business is a bank account that’s designed for freelancers and the self-employed. This account is in your personal name and can’t be in the name of your business. If you’re self-employed, it helps to separate your personal and business finances and with Apex Unity Business, you can do this from anywhere—directly from your smartphone or the WebApp on your desktop.
To open an Apex Unity Business bank account for freelancers, you must meet our eligibility criteria. If you do, open your bank account from our website or by downloading the Apex Unity app on a compatible smartphone. The opening of your business account takes only minutes, and is done without paperwork. Once you've verified your identity, your business bank account will be ready to use.
For more information on opening an Apex Unity Business bank account, as well as the documents you need, visit our Support Center.
If you already have an Apex Unity Business account, you can directly upgrade to an Apex Unity Business Smart, Apex Unity Business You or Apex Unity Business Metal account from the Apex Unity mobile app.
To open an Apex Unity Business account, you must use your personal first and last name. This business bank account is designed for freelancers and the self-employed who conduct business operations under their own name. This means that your company name cannot appear on the Apex Unity Business account or card.
The major difference between a personal bank account and a business account is what it’s used for. As the name suggests, personal bank accounts are designed for personal, day-to-day use. Conversely, business accounts are only intended for business transactions. A business account gives you a better overview of your business expenses and enables you to store the relevant receipts more easily. This blog post tells you more about the differences between these two kinds of accounts.







