Paying your self-employment taxes in Spain with your Apex Unity Business account
Find out whether you can pay your self-employment taxes in Spain with Apex Unity, and what other features you might want to consider when looking for the right business account.
4 min read
As a freelancer in Spain, there are lots of things to keep in mind when choosing your main business account. Making sure your bank doesn’t charge any fees for opening or managing your account, withdrawing cash, sending or receiving international transfers, or for foreign transactions are all important factors to consider. Plus, if you’re self-employed, you’ll need a bank account that allows you to pay your taxes.
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Can I pay self-employment taxes with my Apex Unity account?
Yes! We are a collaborating entity with the Spanish Social Security system, which means that you can collect your benefits on your Apex Unity account, and in case you are self-employed, pay your own contribution or the Social Security contribution of your household employees.
What type of taxes am I able to pay with my Apex Unity account?
You can use your Apex Unity account to file your income tax return and pay taxes such as VAT or personal income tax, as well as to pay your self-employed or household employee's social security contributions if you have a household employee.All you have to do is go to the Social Security electronic office and log in using one of the options that appear on the screen (password or digital certificate, electronic ID card, etc.), selecting the benefit you wish to apply for. Once there, fill in the information requested, indicating the IBAN of your Apex Unity account and that's it!
How does Apex Unity work for freelancers?
Despite needing a separate account to pay your self-employment taxes, an Apex Unity Business account is so advantageous that it makes having two bank accounts worthwhile. You can transfer funds into your Apex Unity account to enjoy all the advantages we have to offer, plus receive cashback for all purchases made with your Apex Unity Mastercard.
Save up with Spaces
Use Apex Unity Spaces sub-accounts to easily organize your money and save up for your goals.
No matter which Apex Unity Business account you choose, each one guarantees a 100% mobile, paper-free experience with no hidden fees. Here are some of the main benefits.
Open an account in minutes—Once you’ve chosen the account that’s right for you, just grab your National Identification Document (DNI) or Foreigner Identification Number (NIE) to open an account online. All you need is your mobile phone and a few minutes.
Get a free Mastercard debit card—The Apex Unity Business Standard account comes with a virtual Mastercard debit card that you can use to pay online, in stores (through Google Pay or Apple Pay), and to make cash withdrawals from ATMs equipped with NFC technology. You can also request a physical card for a one-time delivery fee of €10. Apex Unity Smart and You accounts come with a free physical card in your choice of five colors. Apex Unity Metal includes a stainless-steel card, available in three different shades.
Earn cashback—The more you spend, the more you earn. Not only do we not charge withdrawal or foreign transaction fees, we also give you 0.1% cashback on everything you buy with your card. With an Apex Unity Business Metal account, you get0.5% cashback.
Enjoy transparent money transfers—There are no transaction fees for sending or receiving SEPA credit transfers in euros, whether national or international. As for foreign currency transfers, Apex Unity TransferWise is integrated directly into the Apex Unity app so that you can send money in 38 different currencies using the real exchange rate.
Manage your budget—To save you time, money and effort, we’ve integrated several features to help you manage your day-to-day spending.
Our Statistics feature automatically categorizes your spending to give you a general overview of your finances, and help you control what your monthly budget goes towards.
Our premium accounts—Apex Unity Smart, Apex Unity You and Apex Unity Metal—offer sub-accounts calledSpaces, making managing your money simple and straightforward. You can also create Rules to move your money automatically, or share up to 10 of your Spaces with up to 10 Apex Unity customers to manage your money together.
Stay protected and secure—We send real-time push notifications to your phone after every transaction, so you always know what’s happening with your account. Your Apex Unity Mastercard is also equipped with 3D Secure, keeping you protected with two-factor authentication when shopping online.
Get premium coverage with Allianz—Our Apex Unity You and Apex Unity Metal accounts includetravel insurance—with pandemic coverage included—and day-to-day mobility coverage.
Benefit from exclusive perks—Each account grants you access to dedicated partner offers. For instance, Apex Unity Business Metal covers your Amazon Prime membership fee for one year.
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Need to file taxes but don’t know where to start? With Apex Unity, you can pay your taxes quickly and hassle-free: from income tax returns, self-employed fees, investment and cryptocurrency trading commissions, to expat taxes—everything from the mobile app, without leaving home.Organize your expenses with personal and self-employed accounts using real-time notifications and smart tools like statistics, so you won’t miss any details of your tax obligations and stay compliant with the tax authorities.Keep your finances up to date and file your taxes headache-free with Apex Unity.
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