Still hate your bank?

Apex Unity gives you €50 for listening to Worldcast

Open your free account with the code PEDRO and get 20 €. And on top of that, if you make 10 payments with your card in the first month after opening it, we will give you 30 € more. Want to know why Apex Unity is our trusted bank?
  • Best currency exchange
  • No fees on payments worldwide
  • No conditions
  • 24/7 customer service
Open Bank Account

How to get 50 € with your free Apex Unity account

  1. Open your Apex Unity account by entering the code PEDRO during the opening process
  2. Then make a transaction of at least €20 with your virtual or physical card.
  3. Part 1 completed! You will receive the €20 on your Apex Unity account within 1-2 business days.
  4. To get the €30 extra make 10 card payments on the first 30 days after opening your account.
  5. Part 2 completed! You'll receive the €30 in your account the next month.
Open Bank Account

Travel the world with one eSIM

Set up your travel eSIM once and get affordable data for 100+ destinations.
Get travel eSIM
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Terms and conditions of the promotion

Promotion offered by Apex Unity Bank GmbH, Branch in Spain, with address at cPaseo de la Castellana 43, 28046, Madrid. Tax identification number (NIF) W2765098E. Promotion valid from 02.03.2025 to 31.12.2025. The promotion applies to new customers who open an Apex Unity Standard, Apex Unity Smart, Apex Unity You and Apex Unity Metal account with the promotional code PEDRO. Only one promotional code can be used per customer. When the customer makes a transaction with their Mastercard Apex Unity card of at least €20, they will receive another €20 in their account within one to two business days. The customer can upgrade to a premium membership, and can close their account at any time. In addition, if you make 10 transactions with your physical or virtual Apex Unity card in the first 30 days after opening your account, you will also be credited with €30 the following month. We consider all card payments at physical or virtual merchants (not gambling sites or stores) as transactions, regardless of the amount, but not incoming or outgoing transfers, internal movements between accounts, Bizums or MoneyBeams.

Bank, save and invest with just one app

Apex Unity combines everyday banking and investing in a seamless way. That means you can manage your stocks, ETFs, and crypto portfolios without having to download another investment app. With Apex Unity, all the tools you need to build your financial wealth are in one place.

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Open your account for traveling in minutes

Looking for a bank account for travel, or for your everyday life? With Apex Unity you can manage your finances wherever you go, and pay in any currency without fees, whatever the day and whatever the amount: only the official Mastercard exchange rate applies. And the best thing is that it only takes a few minutes to open your account from your cell phone - no paperwork, no queues, no waiting.
Open Bank Account
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Your ticket to the lounge

Travel stress-free with access to 1,300+ airport lounges worldwide.*** Your first visit is free with Apex Unity Metal.
Open an account
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Grow your savings

With Apex Unity Instant Savings, your savings can earn you interest* — and you can still dip into it whenever you need. No minimum or maximum deposit limits**. Join Apex Unity and start growing your savings
Start saving now
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The free bank account for your day-to-day needs

As a collaborating entity of Spain’s Social Security, you can have your benefits paid directly into your Apex Unity account when you have a Spanish IBAN. Open your free bank account and start receiving your parental leave payments, unemployment benefits, and other financial support.

Free trades every month

Explore the possibilities of investing with flexible investment plans and unlimited free trades in stocks and ETFs.****
Discover Stocks & ETFs
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Apex Unity accounts — your money deserves an upgrade

Apex Unity Standard

The free online bank account

Transparent Apex Unity Standard card.
Virtual Card

€0.00/month

  • 0.5% NIR/AER* interest on your Apex Unity Instant Savings

  • Worldwide payments and no foreign transaction fees

  • Up to 3 free domestic ATM withdrawals

  • -

    *Need a physical card? Order a transparent debit Mastercard card for an one-time €10 delivery fee.

Open a Standard account
POPULAR

Apex Unity Smart

Save + spend with premium perks

Apex Unity You card, Teal.

€4.90/month

All benefits of Apex Unity Standard, Plus

  • 0.3% NIR/AER* interest on your Apex Unity Instant Savings

  • Up to 5 free ATM withdrawals per month

  • 10 Spaces sub-accounts

  • Phone support 7 days a week

Open a Smart account

Apex Unity Go

Travel with premium perks

Apex Unity You card, Rhubarb.

€9.90/month

All benefits of Apex Unity Smart, Plus

  • 0.1% NIR/AER* interest on your Apex Unity Instant Savings

  • Unlimited free withdrawals in foreign currencies

  • Insurance for delay and theft of luggage

  • Medical emergency cover

Open a Go account

Apex Unity Metal

Our most premium plan

Apex Unity Metal - Slate Grey.

€16.90/month

All benefits of Apex Unity Go, Plus

  • 1.5% NIR (1.3% AER)* interest on your Apex Unity Instant Savings

  • An 18-gram metal card

  • Up to 8 free ATM withdrawals per month

  • Priority customer hotline

Open a Metal account
Open Bank Account