Compare Apex Unity bank accounts for freelancers in Spain
FIND THE PERFECT PLAN FOR YOUR BUSINESS
Apex Unity Standard
The free* digital business bank account with cashback for freelancers

Virtual Card
€0.00/Month
Apex Unity Standard
The free* digital business bank account with cashback for freelancers

Virtual Card
€0.00/Month
Risk indicator for all Apex Unity accounts.
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Apex Unity is a member of the German Deposit Guarantee Fund. The fund guarantees deposits up to 100,000 euros per account holder and entity.
Apex Unity Bank AG, Sucursal en España with NIF W2765098E, is a permanent establishment in Spain of the German entity Apex Unity Bank AG, registered at the Bank of Spain with entity number 1563 and head office at Paseo de la Castellana 43, 28046, Madrid. Apex Unity Metal Instant Savings account from 0 euros and without limit of amount.
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market.
*1.30% AER (1.50% annual NIR). With this interest rate, if you maintain a daily balance of 100,000 euros in your Apex Unity Metal Instant Savings account for a period of 12 months, you will obtain a total gross interest of 1,500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://apexunityinc.com.
**0.50% AER (0.50% annual NIR) with Apex Unity Standard. With this interest rate, if you maintain a daily balance of 100,000 euros in your Apex Unity Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://apexunityinc.com.
**0.50% AER (0.50% annual NIR) with Apex Unity Smart. With this interest rate, if you maintain a daily balance of 100,000 euros in your Apex Unity Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://apexunityinc.com"
**0.50% AER (0.50% annual NIR) with Apex Unity Go. With this interest rate, if you maintain a daily balance of 100,000 euros in your Apex Unity Instant Savings account for a period of 12 months, you will obtain a total gross interest of 500 euros. Monthly interest settlement. Applicable to any amount deposited in the instant savings account, with no maximum limit. See conditions at https://apexunityinc.com
***Trading stocks and ETFs with Apex Unity is fee-free. Product costs may apply, e.g. ETF management fees and third-party inducements.
Bank Account for Freelancers FAQ
- use the account primarily for business purposes
- not be already an Apex Unity user
- reside in a country where Apex Unity Business is available: Germany, Austria, France, Italy, Spain, Portugal, Ireland, Greece, the Netherlands, Belgium, Luxembourg, Finland, Latvia, Estonia, Lithuania, Slovakia, Slovenia and Switzerland.
To open the Apex Unity bank account for freelancers you must:
To open an Apex Unity Business account, you must meet our eligibility criteria. If you do, simply register on our website, or by downloading the Apex Unity app onto a compatible smartphone. Opening an account takes only a few minutes and is done without paperwork. Once you’ve verified your identity, your bank account will be ready to use.
For more information on opening an Apex Unity Business Go bank account, as well as the documents that you need, visit our Support Center.
The Apex Unity Business bank account is designed precisely for freelancers and self-employed, and you have to use your personal name and surname. A business bank account is a smart and efficient way to separate your personal spending from your business.
To sign up for Apex Unity Business you have to use your personal name and surname. The Apex Unity Business account is designed for self-employed and freelance users doing business under their own name. That means you can’t have your company’s name on the account or card.
There are no additional fees for having your Social Security benefits paid into your Apex Unity account or for paying your monthly social security contributions as a freelancer.
Currently, it's not possible to hold an Apex Unity Business and personal account simultaneously. Given this, if you plan to use your account for business purposes, we recommend opening an Apex Unity Business account from the start.
If you want to switch from a Business to a personal account, or visce verse, you'll need to close your current account and open a new one.







