Compare Apex Unity bank accounts for freelancers in Germany
FIND THE PERFECT PLAN FOR YOUR BUSINESS
Apex Unity Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
Apex Unity Standard
The free* digital business bank account with cashback for freelancers
Virtual Card
€0.00/Month
Services and Fees for everyone who registers with an address in Germany.
View our detailed price list as PDF
For more information on Allianz Assistance insurance coverage, please see the General Conditions of the Apex Unity Go, Apex Unity Business Go or Apex Unity Metal account.
These statements are intended to provide general information and do not constitute investment advice or any other advice on financial services and financial instruments such as Stocks, ETFs and Ready-made funds. These statements also do not constitute an offer to conclude a contract for the purchase or sale of Stocks, ETFs and ready-made funds. Stocks, ETFs and Ready-made funds can be subject to high fluctuations in value. A decline in value or a complete loss of the money invested are possible at any time. The values depicted are fictional and for illustrative purposes. The numbers of available Stocks and ETFs can vary per market.
**The money in your bank accounts — including Apex Unity Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Trading stocks and ETFs with Apex Unity is fee-free. Product costs may apply, e.g. ETF management fees and third-party inducements.
Bank Account for Freelancers FAQ
The major difference between a personal bank account and a business account is what it’s used for. As the name suggests, personal bank accounts are designed for personal, day-to-day use. Conversely, business accounts are only intended for business transactions. A business account gives you a better overview of your business expenses and enables you to store the relevant receipts more easily. This blog post tells you more about the differences between these two kinds of accounts.
If you already have a business bank account with another bank and you would like to switch to Apex Unity, you can do so quickly and easily with our free account switching service. Simply head to this page and search for your current bank, then automatically transfer standing orders, direct debits, and incoming payments to your new Apex Unity business account.
At Apex Unity, we provide a free account-switching service together with our partner finleap Connect. With this service, you can request to switch bank accounts in just 10 minutes. Not sure if you can switch from your current bank to Apex Unity? No worries! Simply visit our account-switching service page and type in the name of your current bank to find out. Switching your bank account to Apex Unity is possible from almost any German bank. If you need more information, visit our website and discover how easy it is to switch banks with Apex Unity.
It’s easy to open an Apex Unity Business bank account. It requires zero paperwork, and takes only 8 minutes. All you need is your smartphone and your valid photo ID. There’s no minimum deposit amount, and you’ll be able to start using your account and virtual card as soon as your identity is verified!
Go to our Support Center for more details on the requirements for opening a bank account with Apex Unity.
At Apex Unity, our business bank account is designed for self-employed individuals and freelancers who do business under their own name. Therefore, you have to open the account in your own name. This is the name that will appear in your account and on your virtual Apex Unity Mastercard.
With Apex Unity, you can only have one active account in your name. Currently, it’s not possible to have two Apex Unity accounts under the same name. This means that you can’t have a private Apex Unity bank account and an Apex Unity business account at the same time.
No. You can only have one account with Apex Unity. If you already have a personal account with us and want to open a business bank account, you’ll have to close the private account first, and then open the Apex Unity Business account.