Apex Unity Overdraft

Stay financially flexible with an overdraft

Activate your overdraft with your Apex Unity bank account – it only takes a few minutes. Adjust your overdraft on your phone and take control over your finances. No penalty fees, and full cost transparency.
Mobile Phone with Apex Unity Overdraft screen.

Flexible

As an Apex Unity customer, you can get an overdraft of up to €15,000.

Transparent

Get an overview of your overdraft costs in your Apex Unity app. Keep on track with transparent costs.

Effortless

It only takes a minute to check whether Apex Unity can offer you an overdraft. It’s a non-binding, straightforward process that comes without paperwork to weigh you down.

Personalized

Stay in control of your money through individual, easily-adjustable limits. Your Apex Unity account changes with you, according to your needs.

How does Apex Unity Overdraft work?

Overdraft is the ability to overdraw your account, provided by Apex Unity. We know that sometimes the month drags on and you can fall into the red. That’s why we’re offering you the option to activate overdraft whenever you need that extra financial flexibility. Of course, we’ll only charge interest if you actually make use of your overdraft.
Open online bank account

How can I set up Apex Unity Overdraft?

Setting up an overdraft is quick and easy. Just go to the Benefits tab in your Apex Unity app and select Apex Unity Overdraft to get started. After you’ve reviewed and agreed to the Terms and Conditions and we’ve done a quick eligibility check, you can activate your overdraft without any paperwork.

FAQ

    An overdraft allows you to borrow a certain amount of money through your checking account.

    To activate your overdraft, go to the "Explore" section of the app and scroll down. Among the financial products listed in the Apex Unity app, you’ll find Apex Unity Overdraft. After a quick check of your credit history, we’ll let you know if you’re eligible for an overdraft. Then, you can go ahead and customize your amount in the app.

    To get an overdraft, you need to have an Apex Unity account. Of course, when applying for your credit, your creditworthiness plays a role. Further information about requirements can be found in our Support Center or in the Terms and Conditions.

    New overdraft customers can receive an overdraft of up to €15,000.

    The fixed interest rate we apply to your overdraft is 13.4% p.a.