Enrollment is available from 17.07.2025 00:00 CEST. The legal entity offering the promotion (hereinafter: ‘Apex Unity’) is the Apex Unity entity identified below that has a contractual relationship with the eligible customer, as applicable:

• Apex Unity Bank SE, located at Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 271697 B.

The promotion is available to new & existing Apex Unity Go and Metal customers (Personal and Business accounts) with their residence in Austria who receive an in-app message, email or push notification by Apex Unity, informing them about the promotion and their eligibility (hereinafter: ‘eligible customer’). The eligible customer can participate in the promotion by clicking on the in-app message, email or push notification informing them about their eligibility and clicking ‘Enrol’ on the in-app landing page for the promotion. From the moment of successful enrollment, customers will receive 1,5% cashback on all e-commerce and POS transactions made with their Apex Unity Mastercard (‘Qualifying Transaction’), up to a maximum amount of EUR 25. For the purpose of this promotion, ‘POS transactions’ refer to in-person payments made at physical merchant locations using the customer’s Apex Unity Mastercard Debit card or Maestro Debit card (physical card or mobile wallet) via a point-of-sale terminal. ‘E-commerce transactions’ refer to online purchases made using the customer’s Apex Unity Mastercard Debit or Maestro Debit card via websites or mobile applications, where payment is processed through an internet-based merchant platform. ATM withdrawals, transactions to credit accounts (e.g. account top-ups at other banks), betting and casino gambling transactions, cash-like (quasi-cash) transactions such as money or cryptocurrency purchases, and purchases via third-party payment providers such as PayPal do not classify as a Qualifying Transaction and are expressly excluded. The reimbursement will be credited to the eligible customer’s Apex Unity bank account (main account) every 35 days after enrollment. As the eligible customers are Apex Unity Go or Metal customers, they have to regularly pay their periodic membership fees. Apex Unity reserves the right to otherwise immediately stop crediting any reimbursements under these T&Cs. If Apex Unity or the eligible customer terminates the Apex Unity Go or Metal membership or Apex Unity current account contract in line with the applicable Apex Unity account T&Cs during the promotion period, the eligible customer loses the right to receive or claim any reimbursement that has not been paid out before the termination date. If an eligible customer enrols in the promotion and subsequently downgrades to an ineligible tier (Apex Unity Standard or Apex Unity Smart), they will not be permitted to re-enrol in the promotion upon upgrading to an eligible tier (Apex Unity Go or Apex Unity Metal). However, if the customer had not enrolled in the promotion prior to downgrading, they may enrol after upgrading back to an eligible tier. Apex Unity reserves the right to terminate this promotion or perform reasonable changes to the promotion at any time with a 14 calendar days notice to the eligible customers. Until such notice is given, the promotion will remain in effect. Apex Unity reserves the right to terminate this promotion or perform reasonable changes to the promotion at any time if it notices any abuse of the promotion or violation of these T&Cs. Apex Unity further reserves the right to stop crediting any reimbursements under these T&Cs, if Apex Unity customers undertake to misuse the promotion. The promotion will be subject to the legislation of the country that the Apex Unity entity that the eligible customer has contracted with has its legal seat. Customers with their residence in Spain need to have their tax residency in Spain and provide a valid Spanish Tax ID to be eligible. The official language of these T&Cs is the contract language of the current account contract between Apex Unity and the eligible customer (hereinafter: the ‘official language’). Any translation must be considered as a courtesy translation. In case of any discrepancies between the official language of these T&Cs and any courtesy translation, the official language version will prevail.

Privacy Notice

When you enter the promotion, Apex Unity as controller processes certain personal data of you. You can find information about how Apex Unity processes your personal data in our Privacy Policy which can be accessed at any time via the Apex Unity apps or the Apex Unity website.